Mortgage rates await the fate of Trump’s tariffs

Financial Post ~ November 6th, 2025 The path for rates now largely rests on how much harder (or lighter) Trump hits Canada with tariffs With United States President Donald Trump’s tariff policy still fogging up Canada’s economic outlook, mortgage rates remain in a two-year downtrend. And yet, despite the Bank… Read More

Strong September jobs report could derail Bank of Canada rate cut in October

Canadian Mortgage Trends ~ October 10th, 2025 Canada added 60,400 jobs in September, erasing August’s losses and raising the odds of a Bank of Canada rate pause later this month. The stronger-than-expected rebound immediately sparked questions about whether the central bank will follow through with another cut at its Oct. […]

First-time buyers delaying home purchases another year despite improved market: poll

Canadian Mortgage Trends ~ September 25th, 2025   Potential first-time homebuyers are continuing to put off purchases this year despite improving market conditions such as lower interest rates, rising inventory and softening prices, a new report says.   The data from Royal LePage’s latest first-time homebuyers survey, conducted by Burson, […]

Renewing your mortgage? What the Bank of Canada’s rate cut means for you

Global News ~ September 20th, 2025 As the Bank of Canada on Wednesday lowered its overnight benchmark by 25 basis points from 2.75 per cent to 2.5 per cent, experts say homeowners looking to renew their mortgages have a chance to save. Commercial lenders, like private banks, base their rates […]

Bank of Canada lowers policy rate to 2½%

September 17th, 2025 The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher US tariffs and ongoing uncertainty, global economic growth is showing signs […]

Bank of Canada’s future path for interest rates still cloudy

Financial Post ~ June 17th, 2025 There is a diversity of views among members of the Bank of Canada’s governing council on the best path forward for interest rates as they assess the pressures that trade disruptions could have on inflation, according to a summary of their deliberations released on […]