Blog
October 1, 2026
Fixed mortgage rates continue to climb as borrowers weigh the variable discount
Canadian Mortgage Trends ~ October 1st, 2026 Rising bond yields are pushing fixed rates higher, but experts are divided on whether Bank of Canada hikes will erode the savings offered by variable mortgages. Fixed mortgage rates are climbing again after another jump in Canada’s 5-year government bond yield, extending an […]
September 22, 2026
Fixed mortgage rates continue to rise as bond yields remain elevated
Canadian Mortgage Trends ~ Sept 22nd, 2026 Canada’s 5-year government bond yield held near 3.56% Tuesday after pulling back from its recent peak. The benchmark was trading at 3.557% around midday, little changed from Monday’s close of 3.568%. That leaves it about 11 basis points above its Sept. 8 close, […]
September 8, 2026
Inflation risks rise with higher fuel costs and new U.S. tariffs, Bank of Canada governor warns
CBC News ~ September 2nd, 2026 Bank of Canada Governor Tiff Macklem says inflation risk is on the rise, with higher energy costs topping Canada’s incoming dollar-for-dollar tariffs on U.S. goods as the biggest potential driver of rising prices for consumers and businesses. Macklem’s remarks on Wednesday came after Canada’s […]
September 2, 2026
Bank of Canada maintains the policy rate at 2¼%
September 2nd, 2026 The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping energy prices high. As well, new US tariffs and Canadian counter-measures have […]
July 5, 2026
Cottages are a ‘foothold into homeownership’ for young Canadians: survey
Global News ~ May 19th, 2026 Young Canadians are turning to recreational properties in a bid to build wealth and break into the property market, a new survey shows. Nearly half (45 per cent) of prospective buyers say they plan to buy a recreational property as an entry point into […]
June 21, 2026
Christopher Liew: How the mortgage renewal wave is squeezing near-retirees in Canada
CTV News – June 15, 2026 Christopher Liew is a CFP®, CFA Charterholder and former financial advisor. He writes personal finance tips for thousands of daily Canadian readers at Blueprint Financial. If you’re a few years out from retirement and your mortgage is up for renewal, you’re in a uniquely […]
May 23, 2026
Bank of Canada sees no clear rate path amid tariff and oil risks
Canadian Mortgage Trends ~ May 13th, 2026 Bank of Canada officials discussed a “range of views” on the most likely path for interest rates last month, weighing various possible outcomes of the Iran war and a review of the North American trade agreement. (Bloomberg) — Bank of Canada officials discussed […]
May 23, 2026
The mortgage tip your lender hopes you ignore
Financial Post ~ May 22nd, 2026 Robert McLister: The best rate isn’t necessarily the lowest borrowing cost, and the lowest number on a screen isn’t always the lowest figure a lender will quote Being a rate guy, two numbers jumped out at me this morning while reading Canada Mortgage and […]
April 30, 2026
Bank of Canada announces latest rate decision amid continuing global turmoil Ca
Canadian Mortgage Professionals ~ April 29th, 2026 The Bank of Canada has left interest rates unchanged in its third decision of the year, holding steady yet again amid conflicting signs on the inflation and economic outlooks. The central bank said on Wednesday morning it was keeping its policy rate at […]
March 28, 2026
Bank of Canada rethinking inflation framework amid persistent shocks: Rogers
Canadian Mortgage Trends ~ March 26th, 2026 Bank of Canada senior deputy governor Carolyn Rogers was in Brandon, Man., on Thursday speaking to the city’s chamber of commerce about how the bank is grappling with a series of economic shocks. “Canadians have faced a lot of economic upheaval over the […]
